Policy Benefits

Schedule of benefits for Corporate Travellers
BENEFITS ARE IN NEW ZEALAND DOLLARS

 Standard Limits Per Person Per Journey
SECTION 1 bAGGAGE, BUSINESS EQUIPMENT, MONEY AND DOCUMENTS
1.1 BAGGAGE $20,000
      LIMITED ANY ONE ITEM:
      - BUSINESS OR TRADE $5,000
      - NON BUSINESS ITEMS $5,000
1.2 EMERGENCY PERSONAL EFFECTS $3,000
1.3 MONEY $2,000
1.4 TRANSPORT OF REPLACEMENT TOOLS AND SAMPLES $20,000
1.5 CREDIT CARD / CASH FRAUD $5,000
Section 2 Medical and Related Expenses
2.1 MEDICAL EXPENSES REASONABLE COSTS
2.2 HOSPITAL ALLOWANCE $4,000
2.3 ACCOMPANYING TRAVELLER REASONABLE COSTS
2.4 DENTAL EMERGENCY EXPENSES
2.5 ACCOMMODATION AND TRAVEL EXPENSES REASONABLE COSTS
2.6 EVACUATION OR RETURN HOME REASONABLE COSTS
2.7 ONGOING MEDICAL EXPENSES $5,000
2.8 MEDICAL INTERRUPTION REASONABLE COSTS
2.9 BURIAL COSTS REASONABLE COSTS
2.10 HIRE CAR RETURN $500
2.11 MENTAL ILLNESS $10,000
Section 3 Disrupted Travel
3.1 CANCELLATION COSTS UNLIMITED
3.2 TRAVEL DELAY REASONABLE COSTS
3.3 MISSED CONNECTION $20,000
3.4 EARLY RETURN REASONABLE COSTS
3.5 RESUMED TRAVEL - BUSINESS JOURNEY REASONABLE COSTS
3.6 RESUMED TRAVEL - LEISURE JOURNEY REASONABLE COSTS
3.7 ACCOMMODATION & TRAVEL EXPENSES REASONABLE COSTS
Section 4 Personal Accident and Loss of Income
4.1 LUMP SUM BENEFIT $100,000
4.2 LOSS OF INCOME BENEFIT $2,500
4.3 MONTHLY SICKNESS BENEFIT $2,500
Section 5 Personal Legal Liability and Defence Costs
5.1 LEGAL LIABILITY AND COSTS $2,000,000
5.2 LEGAL DEFENCE COSTS $5,000
Section 6 Family Care
6.1 SPOUSE ACCIDENTAL DEATH BENEFIT $25,000
6.2 EDUCATION FUND SUPPLEMENT $10,000
Section 7 Political Evacuation & Natural Disaster Evacuation
7.1 POLITICAL EVACUATION & NATURAL DISASTER EVACUATION REASONABLE COSTS
Section 8 Kidnap and RanSom
8.1 KIDNAP AND RANSOM $250,000
Section 9 Rental Vehicle Excess
9.1 RENTAL VEHICLE EXCESS $6,000
Section 10 Additional Benefits
10.1 SEARCH AND RESCUE COSTS $20,000
10.2 HIJACK DISTRESS ALLOWANCE $15,000
10.3 TERRORISM - MEDICAL & REPATRIATION $250,000
10.4 TERRORISM - INJURY & DEATH $25,000
10.5 DETENTION $500 FOR EACH 24 HOUR PERIOD

This is a summary of cover only and the policy is subject to terms and conditions, limits and exclusions that may not suit your requirements. In some cases sub-limits apply or the benefits may not be available to you. We recommend you read the full policy wording or contact us. Values shown are maximum amounts payable (in New Zealand Dollars).

SINGLE POLICY - Covers one adult and your own financially dependent children aged 21 years or under who are travelling with you (Up to 3 children). If you have more than 3 children please contact Mike Henry Travel Insurance.